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VA Home Loans

Royal Mortgage USA - Florida | Michigan | Boston | Texas | Georgia

About Home Loans

VA helps Service members, Veterans, and eligible surviving spouses become homeowners. As part of their mission to serve you, VA provides a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.

VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.

Eligibility Requirements

Your length of service or service commitment, duty status and character of service determine your eligibility for specific home loan benefits.

VA-guaranteed loans are available for homes for your occupancy or a spouse and/or dependent (for active duty service members). To be eligible, you must have satisfactory credit, sufficient income to meet the expected monthly obligations, and a valid Certificate of Eligibility (COE).

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2021 © Royal Mortgage USA NMLS# 1246268 | We’re licensed to serve in Florida (MLD1334), Massachusetts (MC1246268), Michigan (FL0022419), Texas (NMLS ID: 2136534) and Georgia (1246268) – NMLS Consumer Access / Legal Disclaimer – This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Other limitations may apply. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.