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Get to Know Royal Mortgage USA

Royal Mortgage USA - Florida | Michigan | Boston | Texas | Georgia

WHO WE ARE

Mission

Commit to a service of excellence, providing the best financial conditions in the real estate market, never giving up on honesty, respect, quality and integrity!

Vision

To be the most reputable Mortgage Company of Florida, Michigan, Boston, Texas & Georgia, with a strong performance in credit counseling. Trusting in a team of professionals that are trained and committed to customer satisfaction. To be a part of making the dream of buying a home possible!

Values

To provide our clients with competitive interest rates and closing costs through efficient, accurate, diligent, and ethical financial services. To spearhead innovation and integrity with a team of trained and experienced professionals.

What's Your Property Worth?

loan options

Find here the best option for you

Adjustable Rate
Mortgage (ARM)

There are various factors that determine the interest rate changes including market conditions, financial index and a margin.An adjustable rate mortgage (ARM) is a type of mortgage loan with specific rate terms. An ARM is usually initially fixed for a set period of time, followed by periodic adjustments according to a specific benchmark.

Conventional Mortgages

A conventional mortgage refers to a loan that is not insured or guaranteed by the federal government. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate. The maximum limit for a conforming loan depends on the county and state you live in.

FHA Home Loans

The FHA (Federal Housing Administration) home loan is one of several government-insured loans. The FHA doesn’t lend money directly to home buyers; they insure lenders against losses that may occur from client default. Because of this, lenders have less strict requirements for borrowers.

2021 © Royal Mortgage USA NMLS# 1246268 | We’re licensed to serve in Florida (MLD1334), Massachusetts (MC1246268), Michigan (FL0022419), Texas (NMLS ID: 2136534) and Georgia (1246268) – NMLS Consumer Access / Legal Disclaimer – This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Other limitations may apply. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.